Home Loan for Non-Residents
Yes, You Can Own Property in Australia
If you’re a non-resident, expat, or temporary visa holder looking to buy property in Australia, you’ve come to the right place. At Ownit1st Loans, we specialise in helping non-residents secure smart and suitable home loans—even if you live overseas or don’t hold permanent residency.
Who We Help!
Australian citizens living abroad (expats)
Temporary visa holders (e.g. 482, 491, 457, 485)
New Zealand citizens living in Australia
How We Make It Work:
Access to Specialist Lenders
Not all banks lend to non-residents—but we work with 30+ lenders, including those who do.
Foreign Income Assessment
We help get your overseas income accepted—even if it's in a different currency.
FIRB Guidance
If you're a foreign investor, we’ll guide you through Foreign Investment Review Board (FIRB) approval steps.
Why Choose Ownit1st Loans?
We speak your language (financially and literally)
We break down complex lending rules and keep communication simple, fast, and clear.
Global Income Experience
Whether you earn in AUD, USD, GBP, or elsewhere—we know how to position your application to lenders.
Smart & Secure Processes
All documents are collected through encrypted platforms—safe and convenient no matter where you live.
What Can You Buy?
Depending on your visa or residency status, you may be eligible to buy:
- Owner-occupied properties
- Investment properties
- Residential homes or townhouses
- Off-the-plan apartments or house-and-land packages
Ready to Explore Your Options?
Let’s talk about what’s possible for you. Whether you’re planning to move, invest, or stay connected to Australia—we’re here to help.