Home Loan
Owning property is one of the biggest financial decisions you’ll make, and finding the right loan is the key to making it possible. With so many lenders, products, and conditions to compare, the process can feel overwhelming. That’s where Ownit1st Loans steps in. As an experienced mortgage broker in Box Hill, we take the time to understand your needs, explain your options in plain language, and connect you with the loan that fits your financial goals.
Whether you’re a first-time buyer eager to step into the market, looking to upgrade your family home, or planning to refinance, our team provides expert guidance every step of the way. We also assist with more specialised lending, such as SMSF residential loans and non-resident financing. Our approach is simple! Clear advice, practical solutions, and access to a wide range of lenders.
Types of Home Loans We Offer
First Home Loan
Buying your first home is exciting, but the process can be daunting. Our mortgage brokers in Box Hill simplify every stage, from understanding deposit requirements to accessing available grants, so you can step into your new home with confidence.
Buying Your Next Home
Whether you’re upsizing, downsizing, or relocating, our home loan brokers help you manage the financial details while you focus on your move. We make it easier to sell, buy, and settle smoothly.
Home Loan for Non-Residents
Securing finance in Australia as a non-resident can be complex. Our brokers have experience in structuring home loans for overseas buyers, ensuring you meet lender requirements and get the right deal.
Reverse Mortgage
A reverse mortgage lets you unlock the equity in your home without selling it. Ideal for retirees, it provides access to funds while allowing you to remain in your property. Our team explains the fine print and helps you make an informed choice.
Refinance Your Home Loan
If your current loan no longer suits your needs, refinancing could reduce repayments or unlock equity. Our Box Hill mortgage brokers compare lenders to find a refinancing option that aligns with your financial goals.
SMSF Residential Loan
Investing through your self-managed super fund requires expert guidance. We assist with SMSF residential loans, ensuring the structure complies with regulations and supports long-term wealth growth.
Home Loan Calculator
Understanding what you can borrow is one of the first steps in planning a property purchase. Our easy-to-use home loan calculator gives you a quick snapshot of your borrowing power, estimated repayments, and how different interest rates could affect your budget. It’s a simple way to test out different scenarios before speaking to a broker. Once you have an idea of your numbers, our Box Hill home loan brokers can step in to refine the details, compare lenders, and show you realistic loan options.
Why Choose Ownit1st Loans?
Choosing the right mortgage broker makes all the difference in your home loan experience. At Ownit1st Loans, we go beyond just finding you a loan. We focus on creating a stress-free process with the right outcomes.
- Local expertise – As a trusted mortgage broker in Box Hill, we understand the local property market and the lending conditions that matter most.
- Wide lender network – We work with multiple banks and lenders, giving you access to competitive rates and flexible loan features.
- Personal guidance – From your first consultation to settlement, our team is with you every step, ensuring you never feel lost in the process.
- Clear communication – We cut through the financial jargon and explain everything in straightforward terms.
- Support for every situation – Whether you’re a first home buyer, investor, or retiree, our services cover every stage of the property journey.
With Ownit1st Loans, you don’t just get a broker; you gain a trusted partner who works to secure the right outcome for your financial future.
Get In Touch
Your next property move deserves the right support. Speak with our experienced home loan brokers in Box Hill today and find the loan option that fits your needs.
FAQs
A mortgage broker connects you with lenders, compares loan products, and helps you find the right option based on your financial situation.
Most lenders require at least a 5–20% deposit, but options may vary depending on your situation and eligibility.
Yes, it’s possible. However, the process involves stricter requirements, and lenders may have specific conditions. Our home loan brokers guide you through these steps.
Refinancing can help you secure a lower interest rate, access equity for renovations or investments, or change loan features to better suit your needs.
With a reverse mortgage, you borrow against the equity in your home, and repayment isn’t required until you sell or move out.
While you can approach banks directly, working with a home loan broker in Box Hill gives you access to multiple lenders, competitive rates, and professional guidance to avoid costly mistakes.